Ceri Jones

Some esoteric investments can appear attractive, until the returns fail to materialise. Ceri Jones investigates.

Jim Rogers tells Ceri Jones why he is certain another global financial crash is on its way, and why he is bullish on commodities.

ETFs have gained in popularity but are not universally understood. Ceri Jones sheds light on these products.

Promoters of land investment schemes see them as an easy sell as food demand rises, warns Ceri Jones.

Ceri Jones peels back the veneer on financial advertisements to examine the substance.

Precious metals had a tremendous run in the first quarter, with gold breaking the $1557 per ounce barrier, and silver gaining 50 per cent and flirting with $50 per ounce for a few weeks after Easter.

It is important to take proper care and consideration with retirement planning, because your pension is likely to be your second-largest asset after your home and certain pension decisions cannot be reversed. One of the biggest such decisions is now whether to buy an annuity, as the obligation to do so has been abolished. 

Which is better, an Isa or a Sipp? The truth is that self-invested personal pensions are more tax-efficient than individual savings accounts, but Isas are more flexible. However, a good retirement strategy will include both types of savings account.

Interest rates appear certain to rise on both sides of the Channel: the only question is when. 

If you’re either contributing to a pension or drawing income from your nest egg, you may need to take urgent action to maximise opportunities.