Build a better pension: Ten pages of practical ways for all ages to boost long-term savings

Money Observer October issue cover

October’s issue of Money Observer includes a special report on how to build a bigger pension pot. The focus is in part on the run-up to retirement and the strategies and choices to be made around that time of life, but we also consider the challenges facing younger people who may be short of spare cash – what practical steps can they take to boost their pension in a manageable manner, and to ensure their investment is working hard for them?

We also talk to four financial advisers aged from 20-something to 50-something, and find out how they are investing their own pension funds, and look at the different retirement income products now available when people come to access their pensions.

And if your pension’s already in tip-top shape, there’s plenty more food for thought in this issue. Following September’s Sipp comparison feature, we give Isa providers similar treatment in October, using colour coded ‘heatmaps’ to indicate the best value Isas for different sizes of portfolio.

We review the fortunes of the ‘big five’ high street banks over the past ten years since they were brought low by the financial crisis, and asks whether their houses are sufficiently in order now for investors to consider revisiting them.

A year after the £1,000 monthly income challenge we set ourselves, Kyle Caldwell returns to see how our five income-generating fund strategies have fared, whether they have achieved the goal and how our portfolio managers might tweak the line-ups going forward.  And in response to reader requests for more ETF coverage, we take a look at passive funds and suggest some model portfolios to suit different risk profiles.

As Brexit pressures dominate the domestic news, we consider how the macroeconomics are really shaping up, while David Prosser assesses the implications of the Brexit process for private investors, and asks a cross-section of fund managers how they are adapting their portfolios to the continued uncertainties. All this, and a great deal, more from the new Money Observer.

The October 2017 issue of Money Observer is now on sale at WHSmith, selected Tesco and J Sainsbury supermarkets and many independent retailers. To order online and ensure you pay the lowest rate per issue, visit our subscription page.

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