WebChats

Owain Wright, head of long-term care funding advice services at Saga, will be here to answer all your questions about funding options for long-term care. Submit your questions to our specialist anytime before Wednesday and find out how you can ensure that your assets are suitably protected. Join us on Wednesday at 1pm for this live webchat.

Anne Young, tax expert at Scottish Widows, will be here to answer all your queries on inheritance tax (IHT). To use an old adage, there are only two certainties in life: death and taxes. Sadly, with IHT both come at the same time. Not only this, but with property prices at record levels and people’s personal wealth growing, IHT is impacting on us all more than ever. Furthermore, HMRC are cracking down on the loopholes people have been using to try and avoid the tax. With Anne’s help you can decrease the likelihood of your family being left with a hefty IHT bill when you are gone. Submit your questions to our expert and join us on Tuesday at 1pm for this live webchat.

Plus, don’t miss our feature on inheritance tax friendly investments in the October issue of Money Observer.

Mike Naylor, personal finance expert at uSwitch.com, will be here to answer all your queries on bank charges. Recent research by uSwitch.com shows that British banks have made billions of pounds in profit by charging customers for going overdrawn. At up to £35 a time, some people have been stung for hundreds, even thousands of pounds. Mike’s advice will help you decrease the likelihood of being charged for tipping over into the red. He will also discuss whether you can re-claim any bank charges already incurred. Submit your questions to our expert and join us on Friday at 1pm for this live webchat.

Michael Barratt, chief information security officer at PayPal, will be here to answer all your queries on staying safe online. In this day and age, where the internet is king, most people make transactions of some sort online. In the past a number of internet users have fallen foul to fraudsters, but there are a number of ways you can protect yourself online. Michael will offer advice about potential threats, what to look out for and how to avoid being defrauded. So, if you are looking to learn tips and strategies to decrease the likelihood of becoming a victim of internet fraud, submit your questions to our expert and find out how you can keep your money safe. Join us on Tuesday at 1pm for this live webchat about online security.

David Dunn from Fidelity International and Tom McPhail from Hargreaves Lansdown will be available to answer your questions on how to maximise your retirement pot. Experts in retirement and pensions, they will be able to provide you with tips and advice for building towards and nurturing your savings and investments prior to retirement. Or, if you have already retired, they will suggest ways to make the most of your income and assets and to combat the effects of inflation. With people living longer and looking forward to more years in retirement, it is all the more vital to take care of your financial future. Join us on Thursday at 1pm for this live web chat on retirement planning.

Calling all those looking to buy a home abroad! Join Mark Bodega from HiFX and Duncan Campbell from Sidalls on our webcam to find out more about International Property. If you've got questions about what you should look for in a holiday home or investment property, or about fees, international mortgage options and currency risks, then join us on Wednesday 25 April at 1.00pm and let the experts answer your questions.

Alliance Trust's head of pensions, Hyman Wolanski, joined us online to answer your questions on pensions. Covering the issues that face those approaching retirement who are actively saving for their future, as well as those who haven't started at all and desperately need advice, we offered help in our ‘Focus on pensions’ webchat.

Michael Barratt, chief information security officer at PayPal, will be here to answer all your queries on staying safe online. In this day and age, where the internet is king, most people make transactions of some sort online. In the past a number of internet users have fallen foul to fraudsters, but there are a number of ways you can protect yourself online. Michael will offer advice about potential threats, what to look out for and how to avoid being defrauded. So, if you are looking to learn tips and strategies to decrease the likelihood of becoming a victim of internet fraud, submit your questions to our expert and find out how you can keep your money safe. Join us on Tuesday at 1pm for this live webchat about online security.

James Saunders Watson (Head of Sales & Marketing for Investment Trusts at JPMorgan Asset Management) and Justin Modray (an independent financial adviser with BestInvest & a regular contributor to advice columns) answer questions on the huge range of savings and investment products for children. All the products promise to create wealth for your offspring over the years, but not all deliver what they promise and consumers must look at the varying rates of return, charges, and risks involved before they take the plunge.