Faith Glasgow

Editor's Comment: new twist in women's battle over state pension age hikes

If you’re in your early 60s and looking forward to retirement, the past couple of months have hardly been a time for celebration of the approach of your golden years – indeed, quite the opposite. On 6 November 2018, the state pension age (SPA) for men and women was briefly equalised as women’s SPA rose to 65. It’s the latest hike in a series of adjustments that started in 2010 and were accelerated in 2011, designed to bring men and women into line in state pension terms.

Editor’s Comment: sit out a crash – if you don’t need cash

The 10-year anniversary of the collapse of Lehman Brothers, which precipitated the global financial crisis in mid-September 2008, has provided a great opportunity for the financial services industry’s statistics geeks to wheel out some impressive figures demonstrating the power of long-term equity investment to dull the pain of market crashes – and the extent of people’s capacity to be wise after the event.

Which FTSE 100 stocks were most popular in August?

August was not an easy time for the FTSE 100 index: it fell 4.1 per cent over the month and as a consequence is now down almost 5 per cent over 2018 to date.

Historically, the summer sees low trading volumes which can contribute to volatility, but it was exacerbated by geopolitical concerns such as the continuing trade standoff between the US and China and troubles for the Turkish and Argentine economies.

Editor's Comment: Lifetime Isa won't be missed

The Lifetime Isa (Lisa) has been surrounded by controversy ever since its adoption in April 2017. It’s the seventh member of the Isa family, and one that appears to have been set up specifically to squabble not only with at least one of its siblings, but also with its pension cousins just down the road.

Editor's Comment: Investors shouldn’t take the hit when a broker goes bust

We have run queries on the letters pages of previous issues of Money Observer from readers concerned about the safety of the investments they hold on broker platforms in the event of their broker going to the wall. We’ve reassured them that rules set out by the Financial Conduct Authority (FCA) mean their funds (and cash) must be held in a separate nominee account that cannot be raided by a broker or its creditors if the firm goes out of business.