When you buy an investment trust, your main hope is that its share price will be higher by the time you want to sell. Whether this happens and by how much will largely depend on the skills of the investment manager in growing the portfolio, and the direction of the stock market or other asset classes in which it invests.
Inflation, standing at 2.5 per cent for March, may be on the wane after peaking in November at 3.1 per cent – but it has not gone away, and it is potentially very damaging for investors. It will gradually erode the value of your capital and income, so anyone investing for the long term who needs a regular income really needs to look for investments with the potential to maintain the value of their capital and preferably grow their income payments as well. This is where some of the Money Observer Rated Funds can help.
Our investment trust portfolio has notched a second year of healthy capital gains and a third year of growing income.
As growth strategies start to flag, value- and contrarian-oriented trusts may be coming back into fashion.
Portfolio manager Roddy Kohn discusses its three-year performance and reflects whether, in hindsight, he would have managed it differently.
Our £10,000 annual income portfolio has exceeded expectations. Here's why, and the changes we are making for 2017.
Thames Valley's David Stephenson discusses his successful takeover of our £100,000 hypothetical income growth portfolio with Helen Pridham.
Our higher-risk, growing income portfolio has more than doubled investors' money since its incpetion five years ago - and the others aren't far behind.
All of our growth portfolios have returns over 50 per cent since inception five years ago, and at least 12 per cent over the past 12 months.
Our best-performing portfolio has gained 102% since inception, while nine of the 12 portfolios have also beaten the FTSE All-Share index.