More than 150 years after the first investment trust came into existence, trusts are still gaining popularity among direct investors. However, the investment environment today is very different from that in 1868 when the Foreign & Colonial trust was launched to offer private investors access to international investment opportunities.
As welcome as a decent bottle of something might be for Christmas, a clinking sound is a bit of a giveaway. But there’s a less predictable way to delight the wine, whisky or beer hobbyist in your life, and for longer than a bottle of red or four-pack of beers usually will – a slice of ownership in their favourite brand.
It’s now 20 years since plans for the Individual Savings Account (Isa) were first laid out, as the government of the time sought to boost the UK savings culture.
The subject of investment platform costs and charges featured prominently when the Financial Conduct Authority (FCA), the City regulator, published the outcome of its year-long study of the platform market in July. The FCA found that charges and the range of available investments on offer were the most important factors for DIY investors when comparing platforms, while lower charges were identified as the main motivation for investors switching platforms.
When a leading platform overhauled its pricing and services last summer, grumbling was heard across the market, while some investors threatened to take their business elsewhere. Exactly how many people followed up on that threat is unknown, but there’s little doubt that some were prompted to consider their options.
Choosing industries relatively immune to disruption by new entrants could be a canny investment.
Jeff Salway asks fund managers how they are interpreting the data from leading economic indicators.
Price is key when selecting an Isa platform, but the best-value provider for you depends on portfolio size and level of help required.
Jeff Salway reveals the top investment platform options according to pension size, for investors building their Sipp and in income drawdown.
In light of high-profile cyber attacks, Jeff Salway runs through the risks faced by investors and how to minimise them.