Money Observer team
In a year dominated by Brexit and Neil Woodford, there have nonetheless been plenty of other important money issues that have kept our writers busy in 2019.
So in true year-end spirit, we’ve once again delved into the magazine archives and put together some topical questions to test your memory.
As the new tax year rolls around, here are the major changes that may hit your pocket from April 6 for the 2019-2020 tax year.
The personal allowance, or the amount you can earn tax-free before you start paying income tax, will rise by £650 to £12,500. Pensioners won’t receive a higher personal allowance than other age groups.
The annual Money Observer Investment Trust Awards are upon us once again, and the 2019 winners of the 14 different awards will be announced on Thursday 25 April.
How do you decide the winners?
Only investment companies that are recognised by the Association of Investment Companies (AIC) qualify for inclusion.
We don’t normally flag up guides produced by other people – it’s our job to write this stuff, after all – but we decided to make an exception in this case.
The lang cat’s short, impartial guide to Isas must be the most jargon-lite and entertaining introduction to investing out there, so it’s a great starting point for anyone new to using their Isa allowance, or indeed new to the stockmarket generally. Cat lovers in particular may be seduced by the pictures.
Selling your home has changed significantly in recent years. In 2012, on average, people handed over 1.8% of the sale price of their home to an agent in return for a valuation, photographs, listing in branch and online and supplying a sale board, according to a survey by Which?
Investing in the stock market can appear daunting to a beginner, but equities beat cash and bonds over most medium and long-term periods.
To a beginner, the stock market can appear rather daunting. But equities outperform cash and bonds over most medium and long-term periods and easy routes in are not hard to find.
In reality, with dismal returns on offer from banks and building societies, investing in shares provides an opportunity to hedge against rising inflation and achieve greater returns than cash, bonds and property.
Income seekers have good reason these days to cast their investment nets much wider than the UK’s markets: not only do they avoid the increasing risk of excessive concentration within a few key high-paying blue-chips, but they can also get exposure to the growing dividend culture in other parts of the world. The August issue of Money Observer leads with a region-by-region assessment of prospects for dividend-hunters in the US, Europe, emerging markets and Japan, and draws some encouraging conclusions.