Whether you want to do up your home or help a grandchild on to the property ladder, or just need a bit more cash, tapping into the wealth built up in your property is one way to finance your plans. But with several options available, it’s important to weigh up the emotional and practical implications alongside the financial ones.
Taking voluntary redundancy can be a fantastic opportunity to ditch the drudgery of your job and follow your dreams. However, while a redundancy package can be tempting, it’s important to weigh up your options and the financial implications before taking the leap.
Paying off the mortgage before reaching retirement used to be a reason to celebrate. But thanks to demand and a more relaxed approach from lenders, borrowers are increasingly finding that a mortgage can be a valuable financial tool in later life.
Sam Barrett looks at solutions to sidestep a potential inheritance tax liability without giving away assets you may still need.
What can you do to ensure you minimise the tax you pay in retirement? We round up a range of sensible strategies.
The government’s forthcoming consultation on simplifying tax trusts is welcome, says Sam Barrett. He explains how they currently work.
The personal tax account has been up and running for two years and is used by 3.6 million taxpayers. So what facilities does it offer?
Sam Barrett offers some practical tips on how unmarried couples can protect themselves.
Sam Barrett runs through the deals and sweeteners online brokers are offering Isa investors.
Setting up a lasting power of attorney to take decisions in the event of your declining health makes a lot of sense both financially and emotionally.