Sam Barrett

Downsizing versus equity release – which is best for you?

Whether you want to do up your home or help a grandchild on to the property ladder, or just need a bit more cash, tapping into the wealth built up in your property is one way to finance your plans. But with several options available, it’s important to weigh up the emotional and practical implications alongside the financial ones.

Voluntary redundancy: should I stay or should I go?

Taking voluntary redundancy can be a fantastic opportunity to ditch the drudgery of your job and follow your dreams. However, while a redundancy package can be tempting, it’s important to weigh up your options and the financial implications before taking the leap.

New opportunities for older mortgage borrowers

Paying off the mortgage before reaching retirement used to be a reason to celebrate. But thanks to demand and a more relaxed approach from lenders, borrowers are increasingly finding that a mortgage can be a valuable financial tool in later life.