Sam Barrett

Working after retirement? Eight ideas to reinvent yourself

More and more people are choosing to work on into what would ordinarily be a period of retirement: the latest figures from the Office for National Statistics show that the number of over-70s in work has more than doubled over the past decade to nearly 500,000 people.

Working on in some capacity can boost your retirement income, but Stuart Lewis, founder of Rest Less (restless.co.uk), a job and volunteering website for the over-50s, says there are other reasons to work on beyond the customary retirement age.

Master financial fear to avoid being left in the lurch

Taking responsibility for your financial planning is key to securing your aspirations. But a recent survey by UBS Global Wealth Management found that a significant proportion of women prefer to leave the financial planning to their husbands.

The survey found that although around three quarters of women believe financial planning is important, very few are actively engaged with their plans. In the UK, just 15% of UK women share responsibility with their partner for long-term finances such as savings, investments and retirement planning. 

What could later-life love mean for your money?

Finding love in later life is becoming increasingly common in the UK, with the number of over-65s tying the knot up by nearly 50% over the last decade. But while it can bring happiness and security, a new partner at this stage can also bring its fair share of financial planning headaches.

Four years of pension freedom: the unintended consequences

It’s four years since the introduction of pension freedoms giving retirees greater flexibility around when and how they access their retirement savings. While there is little evidence that people have blown the lot on Lamborghinis, there are some lessons to be learnt from our pension spending habits.

Trim your tax bill: 10 tactics

With the new tax year starting on 6 April, there’s still time to ensure your finances are as tax-efficient as possible. And while some allowances can be carried forwarded, with many it really is a case of use it or lose it.

Downsizing versus equity release – which is best for you?

Whether you want to do up your home or help a grandchild on to the property ladder, or just need a bit more cash, tapping into the wealth built up in your property is one way to finance your plans. But with several options available, it’s important to weigh up the emotional and practical implications alongside the financial ones.

Voluntary redundancy: should I stay or should I go?

Taking voluntary redundancy can be a fantastic opportunity to ditch the drudgery of your job and follow your dreams. However, while a redundancy package can be tempting, it’s important to weigh up your options and the financial implications before taking the leap.