Tom Bailey

New 4.5 per cent retail bond launched – should struggling savers be tempted?

In our era of ultra-loose monetary policy, retail bonds have become increasingly popular with savers, but launches are few and far between. With rates on cash abysmally low, for many people they offer relatively high and safe returns.

The latest retail bond to launch is from Regional Reit, an investment trust with a property portfolio composed primarily of office space outside of the M25.

Murray Income investment trust: seeking strong and stable dividend payments

As the name suggests, Murray Income trust focuses on dividend paying companies, aiming to provide shareholders with strong, reliable income growth; it prides itself on the fact that it has a 44-year track record of dividend growth. The current yield is around 5.1 per cent. The trust attempts to provide income primarily through investing in UK-listed shares, although it is able to hold up to 20 per cent of its portfolio outside of the UK.

Softer Brexit may lead to wave of business investment

By all accounts, business investment should be booming. Profit margins are above long-run averages and credit, thanks to loose monetary policy, is still cheap. The labour market has tightened and government policies such as the National Living Wage and pension auto-enrolment have upped the cost of labour. At the same time, many firms are at or near capacity after nine years of economic expansion.

The three risks investors need to keep an eye on

As we enter the third quarter of 2018, there are three main areas of concern for investors, according to JPMorgan Asset Management’s latest quarterly Guide to the Markets.

The first: how long can the US economic expansion last?

Investing in a country-specific fund – the risks and rewards

Scottish American Investment Company was founded by William Menzies in the 1870s, after a series of visits to the US left him impressed by the wealth and opportunities the rapidly industrialising country presented. Being the most exciting emerging market of its day, America, it was hoped, would provide strong returns for investors in the UK.

Chinese stocks approaching bear market territory

China’s main stock market index, the Shanghai Composite, is teetering on the edge of bear market territory.

Despite being slightly up on the day on Friday (June 21), it is down by 19.3 per cent from its January highs, just shy of the 20 per cent decline that would qualify it as a bear market.

Which are the most successful funds since Brexit vote?

In the two years since the Brexit vote, small companies have been the most profitable place to invest within the UK economy.

While the FTSE 100 index returned 31.4 per cent over that time period, the FTSE Small Cap index managed 38.3 per cent.