AJ Bell YouInvest has overhauled its charging structure in a move that will cost wealthy fund-based investors more than £1,000 a year.
Some 159,000 people withdrew £1.77 billion from their pensions between April and June 2016 - the biggest amount on record - new data reveals.
After P2P lender Funding Knight went into administration in June, growing bad debts at RateSetter could also put investors at risk of losses.
At least 100,000 people will be warned they won't receive a state pension if they do not make more NI contributions before they retire.
NS&I will cut the number of Premium Bond prizes it offers and slash the interest it pays on a range of savings accounts this summer.
First-time buyers can get 4 per cent interest from Santander's Help to Buy Isa as the bank matched Halifax's market leading best-buy rate.
Halifax and Bank of Scotland have changed the charging structure on their investment Isas, now charging a percentage of the Isa's value.
People who bought a one-year pensioner bond after 5 April 2015 will not be charged tax on their interest under new rules.
Homeowners borrowed a record £1.61bn through equity release schemes in 2015, according to the latest figures from the Equity Release Council.
People retiring in 2016 expect to retire on £17,700, 4.1 per cent more than those who retired in 2015, according to a survey from Prudential.