Financial futures

Life expectancies are ever-increasing; the average UK male is expected to live to 79.2 years, and the average female to 82.9.

Jonathan Watts-Lay explains the attractions of SAYE schemes offered by employers, and how best to manage them when they mature.

Charles McGready looks at the initiatives needed for the financial authorities to provide consumers with the support and guidance they require.

Since the pension freedoms which came into force in April 2015, income drawdown has proved to be a popular option for individuals who want greater control and freedom over how they access their pension savings.

People with serious health problems may be able to access their pension savings early. Ed Monk, associate director for personal investing at Fidelity International, explains the options.

The right retirement age for you depends entirely on your own financial and personal circumstances. Here are seven factors to consider when approaching the end of work.