Financial futures

This is what's really wrong with the Lifetime Isa

A recent impact assessment published by the Treasury on the Lifetime Isa (Lisa) estimated that over 200,000 people will be saving into a Lisa in 2017/18, subscribing on average £3,500 per year.

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Changes to employee perks on the horizon

Many employers now offer their staff great methods of saving, with valuable tax breaks and discounts, such as company pensions, Save As You Earn schemes, share incentive plans, workplace Isas, childcare and salary sacrifice sch

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The post-Brexit financial services industry: a vision for a workable future

The prime minister, Theresa May, opened the Conservative Party Conference on Sunday 2 October by revealing that Article 50, the official process by which the UK will leave the European Union (EU), will be triggered before the e

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How we can bring retail banking into the 21st century

The retail banking market investigation by the Competition & Markets Authority (CMA) has resulted in new recommendations which promise to empower consumers, cut costs, save time and improve service quality whilst working with b

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Save more, work longer or expect less in retirement

When it comes to retirement, one of the main things to realise is that we are all living longer and, whilst this is great news, somehow it has to be paid for.

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Stricter pension master trust rules will separate wheat from chaff

The overwhelming consumer reaction to auto-enrolment has been 'thank goodness someone has sorted my pension for me, I knew I should have got one long ago but didn't know where to start'.

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Why the digital revolution in financial services can't come quickly enough

It's acknowledged within financial services that the industry has some catching up to do if it is to match other sectors and offer customers a full digital experience.

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What is the future for Isas?

The new tax year saw major changes to the way interest and dividends are taxed.

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Why future pensions guidance should be on the house

One of the key features of the new Pensions Bill announced in the Queen's Speech will be the provision of more targeted support for consumers by restructuring the delivery of public guidance.

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