Financial futures

How much income do I need in retirement?

It is very important to save towards your retirement and of course many are not saving enough. However, some retirees may not need as much as they think.

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There is a need for a pension for the self-employed: financial futures

While the pensions industry has been congratulating itself on the success of pensions auto-enrolment, a whole sector of the UK workforce, making up almost one in fi

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Women's state pension age increases have left thousands in poverty: financial futures

Women's state pension age was moved to age 60 in 1940, and it remained in place 70 years, only starting to move upwards towards age 65 in 2010.

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Would you trust a robot at retirement? financial futures

While the pension changes introduced in April are good news, without financial education and advice individuals are vulnerable, not jus

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Giving younger people pension advice and education: financial futures

For many people, especially young people, retirement and pensions are meaningless to everyday life. Younger people will typically say that pensions are low on their list of priorities.

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How to help your children financially: financial futures

With private education costs at an all-time high and fees having more than trebled since 1990, many parents will breathe a sigh of relief once their kids hit 18. However, this is probably a little bit premature.

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Workplace pensions are still the best way to save - Financial Futures

We are being invited to comment on a Treasury consultation on strengthening the incentive to save - an examination of whether the right incentives are in

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Financial Futures: financial education can lead to more prosperous retirement

The pension changes have introduced a level of flexibility and choice in a way that defined contribution (DC) pension schemes have not previously seen.

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Financial Futures: what does the future hold for pension tax relief?

Saving for retirement isn't easy. In your 20s it seems too far away to worry about; in your 30s paying for a home often takes priority, and the research shows that people in their 40s find it even harder to save.

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