Financial futures

Financial Futures: financial education can lead to more prosperous retirement

The pension changes have introduced a level of flexibility and choice in a way that defined contribution (DC) pension schemes have not previously seen.

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Financial Futures: what does the future hold for pension tax relief?

Saving for retirement isn't easy. In your 20s it seems too far away to worry about; in your 30s paying for a home often takes priority, and the research shows that people in their 40s find it even harder to save.

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Financial Futures: can generic guidance plug the advice gap?

As a nation we have lost the savings habit. Many of us live beyond our means and choose to borrow rather than save.

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Financial Futures: Webb should acknowledge harsh realities of annuity resales

I was very interested to see former pensions minister Steve Webb's recent pension clinic on the potential to sell an annuity already purchased.

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Financial Futures: pension tax relief consultation

It seems it's ok to talk about pensions again.

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Financial Futures: what your employer could do to make you take an interest in pensions

Pensions have not been the most engaging or exciting of topics in the past, despite often being the second most valuable benefit, after a salary, that an employer provides for its staff.

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Financial Futures: putting a price on a private education

Demand for a British private education has soared in recent years with many parents continuing to prioritise it as a worthwhile investment.

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Financial Futures: what to do if accessing pension freedoms isn't as easy as you thought

Over the past few weeks, you've probably read that getting access to your pension money may not be quite as clear cut as you thought, with some provide

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Financial Futures: digging the digital passport

In many contexts a passport is seen to be the ultimate source of identification. It sets out a person's name, age and place of birth and verifies that he or she is a citizen or resident of a particular country.

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