Steve Webb's Pension Clinic

Steve Webb: when it pays to exceed the annual and lifetime allowance

Pension Clinic: it is perfectly legal to exceed both your annual and lifetime tax-free pension saving limits, and it can make financial sense to do so.

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Steve Webb: a conscious uncoupling should not compromise your pension

Pension Clinic: the former pensions minister, now at Royal London, outlines the rules on pension payments for those whose partners or spouses no longer live with them or have died.

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Steve Webb: the new state pension - will I get the new flat rate, and if not, why not?

Pension Clinic clarifies the complex rules relating to a confusing state pension transition that may affect what you get.

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Steve Webb: civil partnerships for all will help survivors’ rights

Pension Clinic explores how civil partnerships for opposite-sex couples could remove grey areas around occupational schemes.

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Pension Clinic: a new calculation of your pension pot’s true value

Advisers must work out a transfer value comparator to determine value for money in final salary pension transfers.

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Pension Clinic: there is no property-based fix for inadequate pension saving

Equity release will not solve the pensions crisis as poorer pensioners tend to have little or no property equity to call upon.

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Pension rule relaxation has left some savers vulnerable

A FCA report has concluded that pension savers and retirees who don't seek pension advice need better protection and support.

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Pension Clinic: The importance of a pension MOT

Leave your pension planning too late, and you risk damaging your retirement prospects. Here's what to do. 

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Here’s what happens to your pension if your employer goes to the wall

Company pension schemes provide pension income to millions of us. But what happens when a company goes bust?

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