How to get your investments into shape ahead of retirement

Wobbly markets may have given those contemplating retirement pause for thought. In recent years, managing a retirement portfolio has been like falling off a log: as long as the portfolio is invested in financial markets rather than cash, it’s been going up. However, recent volatility suggests this ‘in it to win it’ approach may not be as effective in future.  

Eight pension drawdown dos and don’ts

The pension freedoms introduced in 2015 have been well received, particularly by people in their 50s looking to take tax-free cash. But it is early days, and both consumer bodies and the financial services industry are concerned that many self-invested personal pensions (Sipps) are being managed by people without much investment expertise, who are making poor decisions that could have dire consequences for them.