Five and a half years ago, I decided to get some “skin in the game” and open my first stocks and shares Isa account.
While the consensus call from analysts is that UK investors do not need to look too far to find value, plenty of opportunities to pick up an investment trust bargain also remain overseas.
Being an investor in emerging markets can feel like riding an endless roller coaster at times; there are some terrific highs followed by hair-raising drops.
The past two years has perfectly encapsulated what it is like to invest in emerging markets.
Emerging markets have come under heavy selling pressure since the start of May. Sparked by a strong US dollar, international investors have been rotating out of emerging market equities, bonds and currencies.
Certain countries have suffered more than others. Argentina and Turkey saw their currencies hit the hardest, prompting the former to raise interest rates to 40 per cent to try and stem the tide.
While comparisons with China make India look sluggish, reforms should get India performing strongly and boost its stock market.
After a torrid few years, the region appears to be rebounding. However, potential risks remain on the horizon.
The BRICS are an increasingly diverse group, but they offer similarly exciting long-term growth opportunities.
In emerging markets themselves, current accounts, inflation and growth are generally supportive.
Cherry Reynard interviews Dale Nicholls of Fidelity China Special Situations.