Financial Futures

What to review before and after April 2019 tax deadline

The end of the tax year is in sight, so now is a great time to have a good look at your finances and make sure you are making the most of this year’s savings allowances and maximising your saving potential.

In light of this, below is a list of top saving allowances to utilise before the tax year end, as well as those to take advantage of in the new tax year.

Top 10 tips if you’re retiring in 2019

The New Year is a great opportunity to take a good look at your finances and make financial plans for the coming year. Individuals who are facing retirement and have a defined contribution (DC) pension will have a number of decisions to make, given the freedom and choice in pensions.

To help with this, we have created a list of top 10 tips for those who are thinking about retiring in 2019.  

How to minimise tax at retirement

People could end up paying 200 times more tax, depending on how they decide to access their retirement income, according to research by the Pension Policy Institute (PPI).

The findings were based on the tax that someone would pay if they fully withdrew their defined contrition (DC) pension, compared with annuity purchase.

Top 10 tips to cut costs and boost savings

The majority of employers believe their staff are not saving enough for retirement. This is usually due to affordability or lack of understanding, but what many individuals don’t realise is the huge difference small changes to their spending habits could make to their savings levels overall.

Here are top 10 tips for individuals wanting to cut their costs and boost their savings: