Who is it for
Jupiter Strategic Bond
Strategic bond funds are 'go anywhere' funds able to root out the best opportunities across the fixed income spectrum. Jupiter Strategic Bond, being very risk-averse, is a good fit for this medium-risk portfolio
Provides exposure to large global companies with strong brands.
Capital Gearing IT
A defensive multi-asset fund with an absolute return mandate, aiming to deliver equity like returns over the long term and preserving capital over the short term through investing in a portfolio of bonds, equities and commodities.
Royal London Sustainable Diversified Trust
Invest in growing, innovative companies having a positive impact on society.
LF Lindsell Train UK Equity
Manager Nick Train stresses the fund's emphasis on maintaining or growing the real value of investors' capital and income over time
Baillie Gifford Multi-Asset Growth
Performed well since launch in December 2015 and against stated aims of achieving positive returns over three years and annual gains of 3.5% above UK base rate over five years.
Mid Wynd International
For added diversification we have put 10% of assets into this global equity trust that focuses on high-quality companies
Why these funds were selected
With the aim of protecting investors from excessive volatility, this portfolio has three core holdings which each invests in a mixture of bonds and equities - Artemis Monthly Distribution, Baillie Gifford Multi-Asset Growth and Royal London Sustainable Diversified Trust. Bonds tend to fluctuate less in value than shares, while the UK equity exposure in these funds provides growth potential. The managers of the funds adjust their holdings in each type of security in response to market conditions.
The portfolio also holds the Capital Gearing Investment Trust to bring an element of capital preservation for this short-term portfolio in the event of a market correction. To spread risk further two internationally invested funds, Fundsmith Equity and LF Lindsell Train UK Equity, which replaced Lindsell Train Global Equity in June 2018, are included. The managers of these two funds are highly experienced and focus on well established, stable companies. Allpha is the most conservative of our growth portfolios. It returned 18% in 2019
Model Portfolio Alpha performance 2 March 2020
|Total return (%) over:|
|1 mth||6 mths||1 year||3 yrs||5 yrs||Inception|
|FTSE All Share||-8.8||-5.4||-1.4||4.6||19.1||74.0|
|FTSE UK Private Investor Growth||-4.2||-2.4||6.0||15.1||39.3||100|
BAILLIE GIFFORD MULTI-ASSET GROWTHJanuary 2020
A new entrant to Rated Funds and model for 2020. Has performed well since launch in December 2015.
QUILTER INVESTORS CIRILIUM CONSERVATIVE PORTFOLIOJanuary 2020
Underperformed its peer group over one and three-year periods.
JUPITER STRATEGIC BONDJanuary 2019
It is very risk-averse. All the recent return has come from its yield, but this is a good addition for a shorter-term growth portfolio
ARTEMIS MONTHLY DISTRIBUTIONJanuary 2019
This was the portfolio's worst performer over the past year. Replaced by Jupiter Strategic Bond
LF LINDSELL TRAIN UK EQUITYJune 2018
Increases the portfolio's exposure to UK equity market.
LINDSELL TRAIN GLOBAL EQUITYJune 2018
Swapped for LF Lindsell Train UK Equity as there is little exposure to UK equity market in this portfolio
CAPITAL GEARING TRUST ITJanuary 2018
Sold HSBC fund because of the potential for short-term losses from equity volatility and replaced it with Capital Gearing IT to being an element of capital preservation