I’m in my 30s and started investing – by which I mean I opened a stocks and shares Isa – a few months ago. What took you so long, experienced investors might wonder. It’s simple – I lacked knowledge about the investment options out there, and I had little understanding of the concept of risk. Also, I will admit to fulfilling a stubborn stereotype: I thought investing was only for people who already had shedloads of money.
Investment Basics Beginner's Guides
Many of us started 2019 vowing that this would be the year we finally start a long-term investment plan.
Investing in the stock market can appear daunting to a beginner, but equities beat cash and bonds over most medium and long-term periods.
To a beginner, the stock market can appear rather daunting. But equities outperform cash and bonds over most medium and long-term periods and easy routes in are not hard to find.
In reality, with dismal returns on offer from banks and building societies, investing in shares provides an opportunity to hedge against rising inflation and achieve greater returns than cash, bonds and property.
Money Observer outlines the basics of the Financial Services Compensation scheme.
Whether it's an inheritance, a redundancy payment or even a lottery win, receiving a windfall can transform your financial circumstances.
Understanding what bear markets are, why they occur and what happens next can make it less scary and enable investors to make rational decisions.
With the Financial Services Authority no more, we explain the basics of the industry organisations you need to know about.
With both seasoned investors and novices in mind, Julian Marr unpacks the tried and trusted rules for running a successful portfolio.
What you need to know about the main types of protection: life assurance, income protection and critical illness cover.
When it comes to investing, there are a number of different types of investment vehicle for you to consider.