I’ve just started investing: here’s why the market sell-off has not put me off

If you are a fledgling investor, or were just about to dip your toe in the water, this is undeniably a scary time. As well as the terrible human cost of the coronavirus pandemic, you’ll be reading about various economists’ predictions for the worst global slump since the Great Depression and digesting a swathe of news about turbulent stock markets, furloughed staff, and rising unemployment.

How rebalancing your portfolio can steady your investments amid market turmoil

Most investors agree that it’s important to occasionally rebalance a portfolio. On the one hand, it minimises risk by reducing exposure to higher-flying holdings bid up by the market. On the other, it is a way to implement a contrarian investment strategy that takes profit at market high points and buys in during market lows. So, with the Isa season approaching, how should investors go about rebalancing?

LCF mini-bond Isa investors get typical payout of £20,000

More than 100 investors in failed London Capital and Finance (LCF) mini-bonds have received payouts from Financial Services Compensation Scheme (FSCS) at an average of £20,000 each.

The FSCS has paid out £2.7 million to 135 LCF customers in relation to 151 failed mini-bonds, it said in a statement.

Payouts were to investors who put money into LCF mini-bonds via a transfer from their stocks and shares Isas. The FSCS has made these payments automatically, without the investors needing to apply for compensation.

Isa tips from the UK’s first Isa millionaire

It’s sometimes said that investing can be so complicated that the best strategy is to keep it simple. One man who might agree is Lord Lee of Trafford, the Liberal Democrat peer and former Conservative MP. He is also known as the first Isa millionaire, having built a portfolio “brick by brick” in personal equity plans (Peps) and then individual savings accounts (Isas).

10 shares to deliver a £10,000 annual income in 2020

Over the past five years, we have been building a shares portfolio to generate £10,000 of annual income. It hasn’t been easy, but except during a blip in 2018, investors have been rewarded with a decent mix of capital growth and income.