It’s now 20 years since plans for the Individual Savings Account (Isa) were first laid out, as the government of the time sought to boost the UK savings culture.
Jennifer Hill examines which tax shelter works best at different life stages and which trusts advisers suggest.
Cash Isas have lost their sparkle since the personal savings allowance came into effect in April 2016, but shouldn’t be completely ruled out.
Help to Buy Isa versus Lifetime Isa: we weigh up the pros and cons.
The average stocks and shares Isa fund continues to outperform the average cash Isa.
Investors with substantial Sipp or Isa portfolios – worth, say, £250,000 or more – should have little difficulty generating a decent and sustainable income from their pots, but the situation may be quite different for those with smaller portfolios.
On one hand, they are under pressure to take greater risks in order to boost their income; on the other, they are potentially more vulnerable to market corrections that could seriously erode their capital.
With just a month to go until the end of the tax year, we round up sensible year-end strategies for investors who want to minimise the tax they pay and maximise their tax-efficient savings. Here are seven ideas for a solid tax action plan:
Isa investments in China and Greater China have enjoyed the highest growth, followed by European Smaller Companies.
Marina Gerner looks at what you need to do to become a millionaire using the tax-free wrapper.
Savings rates are expected to rise following the Bank of England's decision to nudge interest rates back up to 0.5 per cent.