Latest News

Big banks fail to reward loyal savers: we name the smaller lenders paying the best rates

UK savers have £292 billion in cash Isas and more than half of that sum is in accounts held at the big banks. Yet, they pay less than smaller rivals. We pinpoint the best savings rates and star buys.

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Investors vote with their feet and dump absolute return funds

Money Observer has been deeply sceptical of the merits of absolute return funds for a number of years.

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Win a copy of The Investment Trusts Handbook 2020

We have 10 copies of The Investment Trusts Handbook to give away, courtesy of publisher Harriman House.

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Santander cuts interest rate and cashback on 123 current account

The bank will reduce the interest rate on its 123 account, introduce a 39.9% overdraft rate, and cap cashback on direct debits.

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Why US fund managers are struggling even more than usual to beat the index

Tom Bailey explains why active managers were battling to provide outperformance in 2019.

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Retirees missing out on £1,500 pensions top-up

Some British pensioners could increase their annual income by applying for state benefits. 

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Half of UK businesses expect a recession in 2020

The biggest risk cited was geopolitical tensions, including trade tariffs, Brexit and regional instability.

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January 2020: what are the best savings account rates?

We share the best interest rates on Isas, bonds, and easy-access savings accounts.

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New FCA plan to boost savings rates

Britons could receive a £260 million boost on their savings accounts in a regulator-led overhaul.

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The 20 investment trusts investors have been eyeing up

There was a strong correlation between inclusion among the top 20 and consistent dividend growth.

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Budget 2020: six key personal finance areas in the spotlight

We consider what the Budget, which will take place on 11 March, will mean for your money.

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Retirees at risk of £3,500 state pension loss

Up to 11,000 retirees could lose thousands in basic state pension income a year when the addition for adult dependents is abolished in April.

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