We share the best interest rates on Isas, bonds, and easy-access savings accounts.
Rates for fixed-rate bonds continue to drift down.
The top rate on offer for one year is 1.3% through Atom Bank, while Investec Bank, RCI Bank, Arbuthnot Direct, and Kent Reliance all pay a slightly lower rate of 1.25%. For two years, the top rate is 1.45% from Atom or RCI.
On easy-access options, the Marcus account by Goldman Sachs and the RCI Bank Freedom account are front-runners at 1.05%. They are followed closely by National Savings & Investments’ Direct Saver, which pays 1%.
For cash Isas, the best easy-access account comes from Cynergy Bank, with its Online Isa paying 1.05%. The rate will drop to 1.02 % on 10 June. Virgin Money pays 1.01% on its Double Take E-Isa, but it limits you to two withdrawals a year. The next best rate comes via National Savings & Investments’ Direct Isa at 0.9%, but you can’t transfer in your existing cash Isas.
The best one-year fixed-rate cash Isa is 1.15% via Metro Bank, followed by 1.05% from Virgin Money, and 1% from Kent Reliance.
For two years, Metro Bank pays 1.25%, with Kent Reliance and Hodge Bank both offering 1.05%.
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Marcus 1.5% - Review & Renew Bonus
If you have a Marcus account that is nearing the end of its bonus period it is possible to reset it for another year. Just go to Account Activity Details and scroll down past all the transactions to the 'Review your savings' link.