June 2020: what are the best savings account rates?

We share the best interest rates on Isas, bonds, and easy-access savings accounts.

Cynergy Bank has reissued its online cash Isa with a rate of 0.9% for new savers. It matches the top rate of National Savings & Investments' Direct Isa, which is available online or by phone.

Next in line is Leeds Building Society's Double Access Isa , which pays 0.8%. However, the account is available only by post or through branches and it restricts you to two withdrawals a year. Meanwhile, Virgin Money pays 0.75% on its online Double Take E Isa and limits you to two withdrawals a year. 

For fixed-rate cash Isas, Metro Bank pays a top rate of 0.9% for one year, and savers can acquire this account through the bank’s branches. The next best rate is 0.75% via Virgin Money, and this is on offer online and through its branches. 

For two years, Metro Bank pays 1%, while the Principality and Yorkshire building societies, along with Paragon Bank, offer 0.8%. 

On taxable easy-access accounts, National Savings & Investments remains the best buy.  Its Income Bonds pay a variable rate of 1.15%, with the interest paid into a linked bank account each month. If you want to leave the interest in your account over the year, its Direct Saver pays 1%. 

For fixed-rate bonds, the top one-year rate is 1%, which is available via Marcus at Goldman Sachs, Saga, Cynergy Bank, Allica Bank, and ICICI Bank. For two years, Allica Bank pays a top rate of 1.14%. 

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Excellent Website

I've just come across your website and was pleasantly surprised at the straight forward, no frills, information provided with regard to easy access savings accounts. Well done and thank you.


Really helpful and quick to access the information I was seeking. Thank you

Marcus 1.5% - Review & Renew Bonus

If you have a Marcus account that is nearing the end of its bonus period it is possible to reset it for another year. Just go to Account Activity Details and scroll down past all the transactions to the 'Review your savings' link.

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