With interest rates slowly back on the rise, we examine the best savings accounts and Isa accounts on offer in 2019.
Savers looking to use their cash Isa allowance before the end of the tax year on April 5 can earn up to 1.5% through easy-access accounts.
Santander offers this rate on its eISA, but only to customers with a 123 World or Select account. The next best deal is 1.45% from Paragon Bank, a rate that is open to all.
OakNorth pays 1.44% and Shawbrook 1.43%. Virgin Money also offers 1.45% on its Double Take E-Isa, but unlike the other top-paying accounts, limits you to two withdrawals a year.
On fixed-rate Isas, OakNorth pays 1.78 % on its new account, which was launched this week. This top rate is closely followed by 1.77% from Shawbrook Bank and 1.75% from Charter Savings Bank.
For two years, you can earn a slightly higher 1.95% through Charter Savings Bank.
On easy-access taxable accounts, Kent Reliance has raised the rate of its online Easy Saver to 1.5%.
Marcus by Goldman Sachs, and Virgin Money also pay 1.5%. The Marcus account includes a bonus of 0.15 percentage points for the first year, while Virgin Money’s Double Take online account limits you to two withdrawals a year.
The most that you can earn on a one-year fixed-rate bond is 1.97% from Shawbrook Bank, with Close Brothers Savings close behind at 1.96%. For two years, Aldermore and Tandem both pay 2.25%.
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Really helpful and quick to access the information I was seeking. Thank you