Yorkshire Building Society pays a top 1.15 per cent on its branch-based Single Access Saver. But you are restricted to making withdrawals on just one day of your choosing a year.
French-owned RCI Bank pays 1.1 per cent on its internet-based Freedom Account with no withdrawal restrictions. Bank of Cyprus UK has launched an internet-based account at 1.05 per cent while Tesco Bank has edged its rate up to 1.01 per cent for new savers. Both the Bank of Cyprus and Tesco Bank accounts include a bonus payable for the first year.
Leeds Building Society’s new Limited Edition Online Access 2 also pays 1.05 per cent and Charter Savings Bank 1.01 per cent. Kent Reliance and AA Member Saver also both now pay 1 per cent.
With the RCI account your money is covered up to €100,000 (around £85,000) under the French scheme. With the others, you are covered up to £85,000 by the UK Financial Services Compensation Scheme.
On fixed-rate one-year bonds Charter Savings Bank pays a top 1.55 per cent while for two years, top deals come from OakNorth Bank at 1.71 per cent and Paragon Bank at 1.7 per cent.
On tax-free cash Isas NatWest and RBS are offering among the best rates for savers able to put away the full £20,000 cash Isa allowance for this tax year before 5 May.
The banks will pay a 1 percentage point bonus for a year, worth an extra £200 in interest on balances up to £20,000.
The underlying rate with the easy-access NatWest Cash Isa is just 0.01 per cent but the bonus boosts it to 1.01 per cent. At RBS, the standard rate is 0.05 per cent, so you earn 1.05 per cent including the bonus.
Coventry Building Society pays 1.05 per cent on its Easy Access Isa Issue 5 with no bonus. Skipton Building Society has upped the rate on its Bonus Cash Isa to 1 per cent, including a 0.35 percentage point bonus for a year.
On fixed-rate cash Isas, the best one year deal comes Family Building Society at 1.15 per cent. Paragon Bank pays a top 1.25 per cent for two years.
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