Tesco Bank is the latest to raise the rate on its easy access internet account to 1.4 per cent before tax (1.12 per cent after tax). It joins AA Savings Internet Extra 16 and Post Office Online Saver Issue 12 which both pay 1.4 per cent (1.12 per cent).
All three come with a short-term bonus which lasts for a year. After this the AA account, where the deposit taker is Halifax, drops to 0.5 per cent (0.4 per cent), while both the Tesco and Post Office account drop to 0.75 per cent (0.6 per cent).
Saga has launched a new version of its Telephone Saver at a slightly higher 1.5 per cent (1.2 per cent), available for those aged 50 and over. The rate drops to 0.4 per cent (0.5 per cent) after a year.
The best deal where the initial rate is not boosted by a bonus and there are no withdrawal restrictions comes from Sainsbury's Bank at 1.35 per cent (1.08 per cent).
fixed-rate deals and cash isas
On fixed rates the top one-year deal comes from Tesco at 1.85 per cent (1.48 per cent) and Post Office at 1.8 per cent (1.44 per cent). On two-year deals you can earn 2.3 per cent (1.84 per cent) with Kent Reliance.
On cash Isas you can earn a top 1.55 per cent tax-free on easy access accounts with both BM Savings Extra Isa 11 and Post Office Premier Isa 7. Both come with an initial bonus, but, unusually the Post Office deal runs for 18 months rather than the usual 12 months.
The best deal without a bonus comes from National Savings & Investments and GE Capital Direct, both offering 1.5 per cent. But you cannot transfer your existing cash Isas into the National Savings account - you are limited to putting just this year's cash Isa allowance into the account.
On fixed-rate cash Isas, Post Office pays 1.7 per cent for one year, while at Barclays you can earn 2.02 per cent fixed for two years and have access to some of your money without losing interest. Both Skipton Building Society and AA Savings pay 2 per cent fixed for two years.
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