pensions

Annuities: is buying one a good or bad idea?

For most of us, the idea of a secure, regular income in retirement is a highly attractive one. However, buying an annuity, which is the only way to achieve a guaranteed income if you don’t have a final salary scheme, has had a bad press.

Early-retired urged to review state pension top-up options

Hundreds of thousands of people who have stopped work before state pension age are being encouraged to review their national insurance contribution (NIC) record for 2017/18. The call comes from mutual insurer Royal London, which says people should check whether they can now top up their state pension at heavily subsidised rates.