Extraordinary times call for extraordinary measures – and then some. In little more than a month, the fiscal and monetary measures to prop up economies and financial markets in the great coronavirus crisis (GCC) have already exceeded what was done during the global financial crisis (GFC) of 2008/09.
With more than 3,000 active funds to choose from, investors face an uphill task to identify the cream of the crop.
Rated Funds: How our regional funds, bond funds, property funds and specialist funds fared in first quarter of 2020
In part two of our Rated Funds review we examine how our regional funds, bond funds, property funds and specialist funds fared in first quarter of 2020.
Part one, which details how UK and global funds fared for both growth and income investors, can be found here.
Money Observer Rated Funds: winners, losers and key takeaways from the market sell-off in the first quarter of 2020
Plenty of column inches in financial history textbooks will in years to come be dedicated to the first quarter of 2020, a period that saw global stock markets record steep falls as a deadly disease no one had heard of until the start of this year claimed thousands of lives worldwide.
You would have to have been living under a rock this year to have missed the buzz around sustainable investing. With climate change, plastic pollution and other environmental and social issues making headlines around the world, investing for a positive impact is becoming increasingly important.
The ongoing debate over the respective merits of the passive and active approaches to investing is a noisy one. For most investors it is also, to a large extent, irrelevant and unnecessary. That’s because the search for good long-term investment outcomes doesn’t need to involve an either/or choice – both approaches have an important role to play.
However, it helps to understand how active and passive investing differ before we look at how they complement each other.
An increasing number of people rely on their savings to generate extra income, particularly in retirement.
In the past, bank, building society or National Savings accounts would probably have played the key role in their portfolios, but the low interest rates currently on offer mean these accounts generate minimal income.
The climax to 2019 couldn’t have been more different from 2018. In the closing weeks of last year, the UK stock market soared, having taken comfort in the Conservative party’s landslide victory and Prime Minister Boris Johnson’s pledge to “get Brexit done”.
Further afield, the prospect of a US-China trade agreement assuaged stock markets that had been derailed at times – most notably in May and August – by the threat of increased US trade tariffs on China.