sipp

Vanguard unveils low-cost Sipp

Savers seeking a cheap place to grow their nest eggs can pick from a new kid on the block, as fund giant Vanguard enters the self-invested personal pension (Sipp) market. 

The passive investing behemoth says that its Sipp is now the lowest-cost Sipp available to UK savers. Its claim cites analysis by Platforum for the average British pension holder not yet in drawdown with a pot of £40,500.

The key things to weigh up before buying a fund for an Isa or Sipp

In a new video series focused on investment funds, deputy editor Kyle Caldwell considers what investors should look for in a fund that they are pondering including in their Isa or Sipp.

He talks to multi-manager Rob Burdett of BMO Global Asset Management about desirable fund manager qualities, how much weight you should give to past performance, and succession planning after the departure of a star.

Watch their conversation here.

How to get your investments into shape ahead of retirement

Wobbly markets may have given those contemplating retirement pause for thought. In recent years, managing a retirement portfolio has been like falling off a log: as long as the portfolio is invested in financial markets rather than cash, it’s been going up. However, recent volatility suggests this ‘in it to win it’ approach may not be as effective in future.  

The most popular funds, shares and trusts with Sipp investors

Investors using Isas are much more likely to hold individual shares than those using a Sipp, according to data from interactive investor (Money Observer’s parent company).

Figures revealed by the online broker show that as at February 2018, 47% of assets in Isas were in equities, compared to just 23% for Sipp investors.