Retirement planning

Ask Money: does regular gifting impact the IHT allowance?

Jamie Favell helps a Money Observer reader with a question about inheritance tax and CGT.

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Steve Webb: the biggest pension freedom trap to avoid

Pension Clinic: overall, the pension freedoms have been a success, but various obstacles need to be navigated to stop people making poor choices. The former pensions minister discusses areas of concern.

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Drawdown investors have profited since start of pension freedoms, but must learn to live with volatility

Those who opt for drawdown need to be comfortable with the idea that the value of their pension will rise and fall over time.

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Mind the growing pension poverty gap

The problem is being exacerbated by the rising age of the state pension.

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Are Britain’s retirees withdrawing too much?

Latest figures show that the average pension withdrawal in the UK is £7,254.

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How to get your investments into shape ahead of retirement

What are the various scenarios and possible options for self-invested personal pension investors as retirement nears?

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One in 10 targeted by pension fraudsters

Spike in pension fraud since the introduction of pension freedoms in 2015. 

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Probate fee hike delayed by Brexit

Controversial plans to change the flat probate fee structure to one based on the size of estate have been delayed. 

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How using an inheritance for good means less tax

As well as benefiting others, charitable giving can reduce the inheritance tax rate by up to 4%, writes Carl Drummond.

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