Iain Niblock

How will P2P fare during a downturn?

The peer-to-peer (P2P) lending sector may not have been fully tested in an economic downturn, but that doesn’t make it weaker than any other investment.

P2P as an asset is still in its infancy. Only P2P consumer lending giant Zopa, which launched in 2005, has been through a downturn and its investors came out relatively unscathed with positive returns continuing despite a rise in defaults.