The vast majority of the thousands of funds available to retail investors posted a loss in the first six months of 2020, but funds heavily focused on technology stocks managed to buck the trend.
One of the key traits investors look for when buying an investment – whether it be a fund, individual share or exchange-traded fund (ETF) – is some measure of consistency, as this can offer clues to how performance will pan out in future.
Momentum is building for pension tax relief to be overhauled, with the Association of British Insurers (ABI) the latest organisation calling for reform.
The insurance trade body has urged for a flat rate of tax relief on pensions to be adopted, following findings from a report it commissioned from the Pensions Policy Institute.
European funds are seldom flavour of the month with retail investors, but four years on from the Brexit vote they have notched up eye-catching returns – with the average fund in the Investment Association’s (IA) Europe ex UK sector up 42.8%.
The sector has comfortably outpaced UK funds, according to research by Chelsea Financial Services, with the IA UK all companies sector up just 14% - over the period of 23 June 2016 to 21 June.
The coronavirus pandemic has profoundly changed the way millions of people go about their daily lives, and certain behavioural trends seem to be here to stay as we move towards some kind of ‘new normal’ with the easing of lockdown restrictions.
While firms across many industries were forced to turn the lights off as part of the collective effort to halt the spread of the Covid-19 virus, some businesses have thrived under the ‘stay at home’ and current ‘stay alert’ government advice.
The marketing of mini-bonds to retail investors has been permanently banned by the Financial Conduct Authority (FCA).
The FCA introduced a temporary ban in January, slated for a year, amid concerns that mini-bonds were inappropriate for retail investors.
It may not have felt like it at the time, but 23 March marked the bottom of the five-week coronavirus sell-off that spelt the end of a decade long bull-market for equities.
The easing of lockdown restrictions could lead to a bumper state pension increase by 2022 unless the triple lock is reformed, new analysis has found.
Number-crunching by Willis Towers Watson points out that one of the three measures used to determine the degree to which pensions are increased annually – the rate of earnings growth – could soar, due to the way it is calculated.
While some say it is never too early to teach children the value of money, I think an exception can be made for the newest addition to our family, lockdown baby Theodora May, who at the time of writing is five weeks old.
Amid getting to grips once again with irregular sleeping patterns and regular nappy changes, a task that has crept its way on to the to-do list is: open a Junior Isa account.
The coronavirus market sell-off has been painful for investors, but when comparing the performance of my stocks and shares Isa with my son’s Junior Isa, there’s been one clear winner – me.
Does that make me a bad father? Well, I suppose that’s for my son to judge in 16 years’ time, when the key is effectively cut and handed over to him to do what he pleases with the money. By then, though, I hope the investment trust I selected for his Junior Isa will have outshone the small number of funds and investment trusts I hold in my Isa.