Financial futures

Annuities can still be the best retirement choice – but you need to shop around

By Ed Monk

People are receiving more pensions information than ever before. But are they paying attention to it?

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The Lifetime Isa: looking good, but there’s room for improvement

Despite warnings from some quarters to the contrary, the Spring Budget made no change to the Lifetime Isa. This means the scheme will launch as planned in April at the start of the 2017/18 tax year.

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Is financial guidance a solution to one of the defining social problems of our age?

The chronic level of under-saving in the UK is now recognised as one of the defining social problems of our age.

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Brexit, Budgets and Savings: improving the financial resilience of the people

Improving the financial resilience of people so they are better placed to meet the demands of day-to-day life whilst at the same time saving and making provision for their future should be a key theme for the chancellor's Sprin

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Financial advice versus financial guidance: what's the difference?

Financial guidance is set to become more of a feature in 2017, as the government and regulator clarifies the distinction between it and financial advice.

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Four ways to help people plan better for retirement

Long-term trends in the way people have been building up their savings and wealth over their working lives, and its implications for retirement, are rapidly coming into focus for those aged 50 and over.

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This is what's really wrong with the Lifetime Isa

A recent impact assessment published by the Treasury on the Lifetime Isa (Lisa) estimated that over 200,000 people will be saving into a Lisa in 2017/18, subscribing on average £3,500 per year.

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Changes to employee perks on the horizon

Many employers now offer their staff great methods of saving, with valuable tax breaks and discounts, such as company pensions, Save As You Earn schemes, share incentive plans, workplace Isas, childcare and salary sacrifice sch

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The post-Brexit financial services industry: a vision for a workable future

The prime minister, Theresa May, opened the Conservative Party Conference on Sunday 2 October by revealing that Article 50, the official process by which the UK will leave the European Union (EU), will be triggered before the e

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