Financial futures

Financial futures: Budget pension changes part two?

At the moment pension savers generally get tax relief at the rate which they pay income tax - 20, 40 and 45 per cent - and only pay tax when they withdraw money.

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A road map to set everyone on the right financial paths: Financial Futures

Access to financial advice and the way these services are provided has long been a key focus for the government.

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State pension age debate: where are we now?

Since my article on the travesty surrounding the changes to women's state pension age in November, the campaign to have Par

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How can we get Britain saving in 2016?

It was particularly encouraging to hear the chancellor say in the 2015 Autumn Statement that since the introduction of auto-enrolment the number of people saving for their retirement is at the highest point since 1997.

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How much income do I need in retirement?

It is very important to save towards your retirement and of course many are not saving enough. However, some retirees may not need as much as they think.

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There is a need for a pension for the self-employed: financial futures

While the pensions industry has been congratulating itself on the success of pensions auto-enrolment, a whole sector of the UK workforce, making up almost one in fi

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Women's state pension age increases have left thousands in poverty: financial futures

Women's state pension age was moved to age 60 in 1940, and it remained in place 70 years, only starting to move upwards towards age 65 in 2010.

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Would you trust a robot at retirement? financial futures

While the pension changes introduced in April are good news, without financial education and advice individuals are vulnerable, not jus

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