Money Observer Portfolios

Looking for a hassle-free ready-made portfolio to fit your risk profile, goal and timeframe? One of our 12 Model Portfolios should meet your needs. Set up in 2012 to make it easier for ordinary people to set up and run their own well-balanced portfolio, they have produced annualised total returns of up to 22 per cent (as of May 2018).

Choose between medium-risk or higher-risk portfolios. For each risk profile, the income choices aim to provide either immediate, balanced or growing income, while the growth options focus on a short, medium or long-term timescale. They are fully reviewed each February, with quarterly updates.

  • We have a model for your situation
  • All our research and analysis focused on your investment goals
  • Follow our regular reviews to help manage your investment decisions

Growth or income?

  • Growth portfolios

    Medium or higher risk?

    Short, medium or long term?

    • short-term growth, medium risk

      ALPHA

    • short-term growth, higher risk

      DELTA

    • medium-term growth, medium risk

      BRAVO

    • medium-term growth, higher risk

      ECHO

    • long-term growth, medium risk

      CHARLIE

    • long-term growth, higher risk

      FOXTROT

  • Income portfolios

    Medium or higher risk?

    Immediate, balanced or rising income?

    • immediate income, medium risk

      GOLF

    • immediate income, higher risk

      JULIET

    • balanced income, medium risk

      HOTEL

    • balanced income, higher risk

      KILO

    • growing income, medium risk

      INDIA

    • growing income, higher risk

      LIMA